Goals & Analysis
At Prospera, we understand that what is most important to you needs to be most important to us. We make it our business to know your goals and provide a fully analyzed plan of action for achieving them. Here are some examples of common goals and how we work to meet them:
Create, grow, and protect wealth
- Analyze cash flow
- Determine specific financial goals
- Discuss appropriate investments designed for different goals (emergency reserves, college, retirement, special needs)
- Analyze overall investment portfolios (asset allocation appropriateness and diversification)
- Evaluate tax efficiency of the plan
- Analyze overall insurance plans (life, disability, long-term care, liability insurance)
- Evaluate adequacy
- Examine appropriateness
- Evaluate cost effectiveness
Coordinated distribution of wealth
- Qualified Plans and IRAs
- Evaluate investment allocation
- Evaluate distributions during life and at death
- Family Owned Business
- Evaluate succession plan
- Evaluate concentrated assets
- Wills and Trusts*
- Evaluate existing documents
- Durable Power of Attorney
- Health Care Power of Attorney
- Successor trustee
- Gifting to Children and Grandchildren
- Evaluate tax efficiency
- Examine control issues
- Charitable Gifting
- Examine history of gifting
- Future plans for gifting
- Titling of Assets
Examine how assets are owned
- Executor/Trustee*
Identify and examine potential problems
- Distribution to Family at Death
- Evaluate tax efficiency
- Examine control and management issues of trust assets
- Charitable Inclinations at Death
- Evaluate tax efficiency
- Examine control and management issues of trust assets
*Neither the Securities America nor Prospera companies provide legal advice, but the Advisors at Prospera can offer general information about these documents and issues from a financial planning perspective and can coordinate efforts with your legal counsel.
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